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Terms and Conditions (T&C)

Terms and Conditions (T&C)

Catalyst Investing is a unit of CATALYST TRAINING FZ LLE and maintains www.catalystinvesting.org website ("Site"). The following are the terms of use that govern use of the Site ("Terms of Use"). By using the Site you expressly agree to be bound by these Terms of Use and the www.catalystinvesting.org privacy policy and to follow these Terms of Use and all applicable laws and regulations governing use of the Site. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) reserves the right to change these Terms of Use at any time, effective immediately upon posting on the Site. Please check this page of the Site periodically. We will note when there are updates to the Terms of Use at the bottom of the Terms of Use. If you violate these Terms of Use, Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) may terminate your use of the Site, bar you from future use of the Site, and/or take appropriate legal action against you.

LIMITED LICENSE. You are granted a limited, non-exclusive, revocable and non-transferable license to utilize and access the Site pursuant to the requirements and restrictions of these Terms of Use. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) may change, suspend, or discontinue any aspect of the Site at any time. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) may also, without notice or liability, impose limits on certain features and services or restrict your access to all or portions of the Site. You shall have no rights to the proprietary software and related documentation, if any, provided to you in order to access the Site. Except as provided in the Terms of Use, you shall have no right to directly or indirectly, own, use, loan, sell, rent, lease, license, sublicense, assign, copy, translate, modify, adapt, improve, or create any new or derivative works from, or display, distribute, perform, or in any way exploit the Site, or any of its contents (including software) in whole or in part.

1. SITE OPERATION: United Arab Emirates is our Country of Domicile. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) controls this Site from the U.A.E. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) makes no representation that this Site is appropriate for use in other locations. If you use this Site from other locations you are responsible for ensuring compliance with local laws. You may not use, export or re-export any materials from this Site in violation of any applicable laws or regulations, including, but not limited to any U.A.E export laws and regulations.

APPLICABLE LAW. The Laws of the United Arab Emirates shall govern the use of the Site and the Terms of Use, without regards to conflict of laws principals. All disputes arising in connection therewith shall be heard only by a court of competent jurisdiction in U.A.E.

2. MULTI-CURRENCY PRICED TRANSACTION, the displayed price and currency selected by you, will be the same price and currency charged to the Card and printed on the Transaction Receipt.

PURCHASES. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) accepts payment by Visa or Mastercard debit and credit cards in AED for its products and services. All online purchases are also governed by the terms and conditions of respective merchant service providers. Please review respective merchant service provider’s user agreement and privacy policy before entering any transaction.
INTERPRETATION. These Terms of Use supersede all other written and oral communications or agreements with regard to the subject matters discussed in these Terms of Use. A waiver or modification of these Terms of Use will only be effective if made in writing signed by an authorized officer of Catalyst Investing (a unit of CATALYST TRAINING FZ LLE). All refunds will be made onto the original mode of payment.

3. OFFICE FOREIGN ASSETS CONTROL (OFAC) SANCTIONED COUNTRIES. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) will not trade with or provide any services to individuals and companies owned or controlled by, or acting for or on behalf of, OFAC targeted countries AND individuals, groups, and entities, such as terrorists and narcotics traffickers designated under the OFAC programs that are not country specific.

4. REPRESENTATIONS BY YOU. By visiting the Site, you represent, warrant and covenant that (a) you are at least 18 years old; (b) that all materials of any kind submitted by you to Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) through the Site or for inclusion on the Site will not plagiarize, violate or infringe upon the rights of any third-party including trade secret, copyright, trademark, trade dress, privacy, patent, or other personal or proprietary rights. The customer using the website who are Minor /under the age of 18 shall not register as a User of the website and shall not transact on or use the website.

5. PERMITTED USE. You agree that you are only authorized to visit, view and to retain a copy of pages of this Site for your own personal use, that you shall not duplicate, download, publish, modify or otherwise distribute the material on this Site for any purpose other than for personal use, unless otherwise specifically authorized by Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) to do so. You also agree not to deep-link to the site for any purpose, unless specifically authorized by Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) to do so. The content and software on this Site is the property of Catalyst Investing (a unit of CATALYST TRAINING FZ LLE). The cardholder must retain a copy of transaction records and Merchant policies and rules.

6. YOUR ACCOUNT. If you use Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your account from any devices, and you agree to accept responsibility for all activities that occur under your account or password. The Site shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, your failure to comply with this section.

NO COMMERCIAL USE. This Site may not be used by you for any commercial purposes such as to conduct sales of merchandise or services of any kind. You must obtain Catalyst Investing’s (a unit of CATALYST TRAINING FZ LLE) prior written consent to make commercial offers of any kind on the Site, whether by advertising, solicitations, links, or any other form of communication. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) will investigate and take appropriate legal action against anyone who violates this provision, including without limitation, removing the offending communication from the Site and barring such violators from use of the Site.

LINKS AND SEARCH RESULTS. The Site may automatically produce search results that reference and/or link to third party sites throughout the World Wide Web. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) has no control over these sites or the content within them. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) does not guarantee, represent or warrant that the content contained in the sites is accurate, legal and/or inoffensive. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) does not endorse the content of any third party site, nor does it make any representation or warranty about these sites, including that they will not contain viruses or otherwise impact your computer. By using the Site to search for or link to another site, you agree and understand that you may not make any claim against Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) for any damages or losses, whatsoever, resulting from your use of the Site to obtain search results or to link to another site. If you have a problem with a link from the Site, you may notify us at info@catalystinvesting.org.

COPYRIGHT POLICY. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) may terminate the privileges of any user who uses this Site to unlawfully transmit copyrighted material without a license, express consent, valid defense or fair use exemption to do so. If you submit information to this Site, you warrant that the information does not infringe the copyrights or other rights of third parties.

INTELLECTUAL PROPERTY. Although Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) is not responsible for the content, quality or accuracy of data provided by users, compilations of such data, text, information and other materials made available to users through Catalyst Investing’s (a unit of CATALYST TRAINING FZ LLE) system. The On-line Materials are Catalyst Investing’s (a unit of CATALYST TRAINING FZ LLE) intellectual property, and are protected by U.S. and international intellectual property laws. The On-line Materials may not be copied or redistributed either in whole or in part without prior written consent of Catalyst Investing (a unit of CATALYST TRAINING FZ LLE), except as expressly and specifically permitted under these Terms of Use.

The On-line Materials are and will remain the exclusive property of Catalyst Investing (a unit of CATALYST TRAINING FZ LLE). All rights, titles and interests in and to the On-line Materials will be and remain vested solely in Catalyst Investing (a unit of CATALYST TRAINING FZ LLE). Under no circumstances will you have any right, directly or indirectly, to own, use, copy, loan, sell, rent, lease, license, sublicense, redistribute, assign or otherwise convey the On- line Materials, or any rights thereto, except as expressly and specifically provided in the Terms of Use. Nothing in these Terms of Use will convey to you any right, title or interest, except that of a license with the express rights and subject to all limitations herein. Nothing in these Terms of Use grants you the right, directly or indirectly, to use the On-line Materials to create a product for resale or to use the On-line Materials in any way that competes with Catalyst Investing (a unit of CATALYST TRAINING FZ LLE).

You acknowledge and agree that Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) will own all rights, titles and interests in and to any copy, translation, modification, adaptation, derivative work or improvement of the On- line Materials made by or for you. At Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) request, you must execute, or obtain the execution of, any instrument that may be necessary to assign these rights, titles or interests to Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) or perfect these rights, titles or interests in Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) name.

DISCLAIMER OF WARRANTY, LIMITATION OF DAMAGES. CATALYST INVESTING (A UNIT OF CATALYST TRAINING FZ LLE) MAKES NO WARRANTY OR REPRESENTATION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTY OF TITLE OR NON-INFRINGEMENT OR IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS IN RELATION TO THE AVAILABILITY, ACCURACY, VALIDITY, RELIABILITY OR CONTENT OF THESE PAGES AND/OR THE SITE. CATALYST INVESTING (A UNIT OF CATALYST TRAINING FZ LLE) ALSO DOES NOT MAKE ANY REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION THAT IS SUBMITTED, DISPLAYED OR UPLOADED THROUGH THE SITE BY ANY USER. CATALYST INVESTING (A UNIT OF CATALYST TRAINING FZ LLE) SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, LOST PROFITS OR FOR BUSINESS INTERRUPTION ARISING OUT OF THE USE OF OR INABILITY TO USE THIS SITE, EVEN IF CATALYST INVESTING (A UNIT OF CATALYST TRAINING FZ LLE) HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OF CERTAIN WARRANTIES OR LIMITATIONS OF LIABILITY, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. THE LIABILITY OF CATALYST INVESTING (A UNIT OF CATALYST TRAINING FZ LLE) WOULD IN SUCH CASE BE LIMITED TO THE GREATEST EXTENT OF LIABILITY PERMITTED BY LAW.

VIOLATION OF TERMS OF USE. You understand and agree that in Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) sole discretion, and without prior notice, Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) may terminate your access to the Site, or exercise any other remedy available and remove any unauthorized user information, if Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) believes that the information you provide has violated or is inconsistent with these Terms of Use, or violates the rights of Catalyst Investing (a unit of CATALYST TRAINING FZ LLE), or any third party, or violates the law. You agree that monetary damages may not provide a sufficient remedy to Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) for violations of these Terms of Use and you consent to injunctive or other equitable relief for such violations. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) may release user information about you if required by law or subpoena.

INDEMNITY. You agree to indemnify and hold Catalyst Investing (a unit of CATALYST TRAINING FZ LLE), its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of or relating to your use of the Site, including also your use of the Site to provide a link to another site or to upload content or other information to the Site, or your breach of the Terms of Use.

LICENCE GRANTED TO YOU. By providing materials to Catalyst Investing (a unit of CATALYST TRAINING FZ LLE), including by submitting or uploading content or materials for use on the Site you represent and warrant that you or the owner of all rights to such content or materials has expressly granted Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) an irrevocable world-wide right in all languages and in perpetuity to use and exploit all or any part of the content and materials provided by you. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) may publish and distribute any such submitted content or materials at its sole discretion by any method now existing or later developed. You agree that you shall waive all claims and have no recourse against Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) for any alleged or actual infringement or misappropriation of any proprietary rights in any communication, content or material submitted to Catalyst Investing (a unit of CATALYST TRAINING FZ LLE). Any communication or materials you send to Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) will be treated as non- confidential and non-proprietary and may be disseminated or used by Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) for any purpose, including, but not limited to, developing, creating, manufacturing or marketing products or services.

ADVERTISING. The Site may contain advertisements and/or sponsorships. The advertisers and/or sponsors that provide these advertisements and sponsorships are solely responsible for insuring that the materials submitted for inclusion on the Site are accurate and comply with all applicable laws. Catalyst Investing (a unit of CATALYST TRAINING FZ LLE) is not responsible for the acts or omissions of any advertiser or sponsor.

SEVERABILITY. If any provision of the Terms of Use is held to be invalid, void or unenforceable, the remaining provisions shall nevertheless continue in full force and effect.

Headings & section titles in this Agreement are for convenience and do not define, limit, or extend any provision of this Agreement.

Privacy Policy (PP)

INFORMATION GATHERED BY WWW.CATALYSTINVESTING.ORG. This is WWW.CATALYSTINVESTING.ORG’s (“CATALYSTINVESTING.ORG”) online privacy policy (“Policy”). This policy applies only to activities CATALYSTINVESTING.ORG engages in on its website and does not apply to CATALYSTINVESTING.ORG activities that are "offline" or unrelated to the website.

CATALYSTINVESTING.ORG collects certain anonymous data regarding the usage of the website. This information does not personally identify users, by itself or in combination with other information, and is gathered to improve the performance of the website. The anonymous data collected by the CATALYSTINVESTING.ORG website can include information such as the type of browser you are using, and the length of the visit to the website. You may also be asked to provide personally identifiable information on the CATALYSTINVESTING.ORG website, which may include your name, address, telephone number and e-mail address. This information can be gathered when feedback or e-mails are sent to CATALYSTINVESTING.ORG, when you register for services, or make purchases via the website. In all such cases you have the option of providing us with personally identifiable information.

1. USE AND DISCLOSURE OF INFORMATION. Except as otherwise stated below, we do not sell, trade or rent your personally identifiable information collected on the site to others. The information collected by our site is used to process orders, to keep you informed about your order status, to notify you of products or special offers that may be of interest to you, and for statistical purposes for improving our site. We will disclose your Delivery information to third parties for order tracking purposes or process your check or money order, as appropriate, fill your order, improve the functionality of our site, perform statistical and data analyses deliver your order and deliver promotional emails to you from us. For example, we must release your mailing address information to the delivery service to deliver products that you ordered.

2. All credit/debit cards’ details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties

COOKIES. Cookies are small bits of data cached in a user’s browser. CATALYSTINVESTING.ORG utilizes cookies to determine whether you have visited the home page in the past. However, no other user information is gathered.

CATALYSTINVESTING.ORG may use non-personal "aggregated data" to enhance the operation of our website, or analyse interest in the areas of our website. Additionally, if you provide CATALYSTINVESTING.ORG with content for publishing or feedback, we may publish your user name or other identifying data with your permission.

CATALYSTINVESTING.ORG may also disclose personally identifiable information to respond to a subpoena, court order or other such request. CATALYSTINVESTING.ORG may also provide such personally identifiable information in response to a law enforcement agencies request or as otherwise required by law. Your personally identifiable information may be provided to a party if CATALYSTINVESTING.ORG files for bankruptcy, or there is a transfer of the assets or ownership of CATALYSTINVESTING.ORG about proposed or consummated corporate reorganizations, such as mergers or acquisitions.

3. SECURITY. CATALYSTINVESTING.ORG takes appropriate steps to ensure data privacy and security including through various hardware and software methodologies. However, CATALYSTINVESTING.ORG cannot guarantee the security of any information that is disclosed online.

4. OTHER WEBSITES. CATALYSTINVESTING.ORG is not responsible for the privacy policies of websites to which it links. If you provide any information to such third parties different rules regarding the collection and use of your personal information may apply. We strongly suggest you review such third party’s privacy policies before providing any data to them. We are not responsible for the policies or practices of third parties. Please be aware that our sites may contain links to other sites on the Internet that are owned and operated by third parties. The information practices of those Web sites linked to our site is not covered by this Policy. These other sites may send their own cookies or clear GIFs to users, collect data or solicit personally identifiable information. We cannot control this collection of information. You should contact these entities directly if you have any questions about their use of the information that they collect.

MINORS. CATALYSTINVESTING.ORG does knowingly collect personal information from minors under the age of 18 under their guardian’s guidance. Minors are permitted to use the CATALYSTINVESTING.ORG website or services under a guardian, and CATALYSTINVESTING.ORG requests that minors under the age of 18 may submit any personal information to the website under a guidance of a guardian. Since information regarding minors under the age of 18 is collected, CATALYSTINVESTING.ORG does not knowingly distribute personal information regarding minors under the age of 18.

CORRECTIONS AND UPDATES. If you wish to modify or update any information CATALYSTINVESTING.ORG has received, please contact info@ CATALYSTINVESTING.ORG.

5. MODIFICATIONS OF THE PRIVACY POLICY. CATALYSTINVESTING.ORG. The Website Policies and Terms & Conditions would be changed or updated occasionally to meet the requirements and standards. Therefore the Customers’ are encouraged to frequently visit these sections in order to be updated about the changes on the website. Modifications will be effective on the day they are posted”.

Payment Confirmation – Course Fees

Course Fee payment, Refunds or Cancellation of batches/Course:

Course participants will be given original receipt of fee paid. If person in management refuse to give receipt due to any reason, Course participant can refuse to pay the fee or complaint the higher management. Course participant has rights to not to pay the fee, if management is not providing him/her original receipt for the payment for any reason.

Request for change in fee payment date, will be entertained with the permission of higher management.

Cancellation and Refund Policy

The Registration Fee paid by Course participants will not be refunded under any circumstances.

If Course participants cancel his/her enrollment 7 or more calendar days before the scheduled start day of the class, the Course participants is entitled to full refund of the fee. Refunds will be made onto the original mode of payment and will be processed within 10 to 45 days depends on the issuing bank of the credit card.

If a Course participant cancels his/her registration 1-6 days before course commencement date, he/she will be entitled to refund only 50% of the fee, after deduction of taxes and registration fee. Any other request of cancellation or refunds will not be entertained.